This article includes everything you need to know about using Apple Pay, including how to set it up, how to use it, where you can use it, and much more.
Apple Pay Requirements
In order to use Apple Pay, you need the following:
A compatible device (iPhone 6 or newer) iPad Pro, iPad Air, iPad, and iPad mini models with Touch ID or Face ID Apple Watch Macs with built-in Touch ID. To be signed into iCloud on your devices. A credit or debit card from a bank that supports Apple Pay. A store or other entity that accepts Apple Pay for purchases.
How to Set Up Apple Pay on iPhone and iPad
You may have set up Apple Pay while originally setting up your iPhone or iPad. If not, though, you can set up Apple Pay by following these steps:
How to Set Up Apple Pay on Apple Watch
If you’ve set up Apple on the iPhone that’s paired with your Apple Watch, you shouldn’t need to do anything else. However, you may want to add a card to your Watch. Here’s what to do:
How to Set Up Apple Pay on a Mac
Setting up Apple Pay for use on a Mac is pretty simple. As long as you have a compatible Mac, just go to System Preferences -> Wallet & Apple Pay -> click Add Card. Then follow steps 3-6 from the iPhone and iPad section earlier in this article.
How to Use Apple Pay to Buy in Stores
Once you’ve got Apple Pay set up, it’s time to start using it. To use Apple Pay to make purchases in stores, here’s what you need to do:
The Different Ways to Use Apple Pay
Apple Pay can be used for a number of kinds of transactions, including:
If your iPhone has Face ID, double click the side button and then look at your iPhone so Face ID can authorize you. If your iPhone has the Touch ID fingerprint scanner, rest your finger on the Home button to authorize the transaction. To use Apple Watch, double click the watch’s side button.
In Stores: This replaces using debit or credit cards for any purchases. This works for iPhones and the Apple Watch only. Online and In-App Purchases: For websites and online stores that accept Apple Pay. Sending Money to Friends and Family: Using Apple Pay Cash, you can send money to friends and family, a la Venmo. To do this, you’d use the Messages app on your iPhone. Mass Transit and Student ID: In some locations, you can buy bus, train, and other mass transit fares with Apple Pay. Some colleges and universities have also connected their student IDs to Apple Pay for on-campus transactions.
Where You Can Use Apple Pay
The list of places where you can use Apple Pay is far too long to include in this article. You can find a list of countries and banks that support it on Apple’s website here. A partial list of some major companies that accept it can be found here. Both small independent stores and major international chains accept Apple Pay. A few big names include:
